Free online calculators
Quick, free calculators for money, home and DIY, health, maths, dates and conversions. Each one shows the formula and a worked example, so you can check the answer yourself. Metric or imperial, on any phone, with no sign-up.
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Mortgage Calculator
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Work out your monthly mortgage payment, total interest and loan-to-value for a repayment or interest-only mortgage.
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Take-Home Pay Calculator (UK)
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Work out your UK take-home pay after income tax, National Insurance, student loan and pension, a year, month and week. Includes Scottish tax rates.
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Stamp Duty Calculator (England & NI)
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Work out Stamp Duty Land Tax on a home in England or Northern Ireland, including first-time buyer relief and the second home surcharge.
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Compound Interest Calculator
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See how savings grow with compound interest and monthly payments. Free, with the formula and a worked example.
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Pension Calculator (UK)
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See how your pension pot could grow by retirement with your and your employer's contributions, tax relief, investment growth and charges.
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Loan Repayment Calculator
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Work out the monthly repayment on a personal loan or car loan, the total interest, and how the balance falls year by year.
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VAT Calculator (UK)
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Add VAT to a price or take it off, at 20%, 5% or any rate. Shows the VAT amount and the prices with and without VAT.
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Profit Margin and Markup Calculator
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Work out profit margin and markup from cost and price, or the selling price you need for a target margin or markup.
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Sole Trader Tax Calculator (UK)
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Work out the income tax and Class 4 National Insurance you'll pay as a self-employed sole trader, and how much to set aside each month.
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Freelance Day Rate Calculator
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Work out the day rate and hourly rate you need to charge as a freelancer or contractor, allowing for holidays, costs and unpaid admin time.
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Late Payment Interest Calculator (UK)
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Work out the statutory interest and compensation you can claim on a late business invoice in the UK: 8% plus the Bank of England base rate.
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Paint Calculator
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Work out how much paint you need for a room's walls or ceiling, allowing for doors, windows and the number of coats, with tin sizes to buy.
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Concrete Calculator
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Work out how much concrete you need for a slab, base or path, with extra for waste and an approximate weight.
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Tile Calculator
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Work out how many tiles and boxes you need for a floor or wall, allowing for grout gaps and extra for cuts and breakages.
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Gravel Calculator
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Work out how many tonnes of gravel, MOT Type 1 or sand you need for a driveway, path or base, and how many bulk bags or small bags that is.
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Wallpaper Calculator
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Work out how many rolls of wallpaper you need for a room or feature wall, allowing for the pattern repeat.
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Roof Pitch Calculator
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Find a roof's pitch from its rise and run, or the roof height from the pitch. In degrees, rise in 12 and percent, with the rafter length.
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Watts to Amps Calculator
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Convert watts to amps, or amps to watts, for DC, single-phase or three-phase AC, with power factor. Shows the working.
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Ohm's Law Calculator
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Find voltage, current or resistance from the other two using Ohm's law, or a heater element's resistance from its watts. Shows the power.
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Cable Voltage Drop Calculator
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Check the voltage drop on a copper cable run against the UK wiring regulations' 3% and 5% limits, with the longest run and smallest cable that pass.
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Gear Ratio Calculator
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Work out a gear ratio from the number of teeth, and the output speed and torque from the input, allowing for efficiency.
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Tap Drill Size Calculator
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Find the right tap drill size for metric, UNC and UNF threads, at any thread percentage, with the nearest standard drill and the thread it gives.
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Bolt Torque Calculator
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Work out the tightening torque and clamp force for metric and UNC/UNF bolts by grade and lubrication, from 4.6 to 12.9 and SAE Grade 2, 5 and 8.
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BMI Calculator
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Work out your body mass index (BMI) in cm and kg, feet and inches, or stones and pounds, and see the healthy weight range for your height.
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Calorie Calculator
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Work out how many calories you need a day to keep your weight steady, or to lose or gain weight gradually, from your age, size and activity.
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Pregnancy Due Date Calculator
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Work out your baby's due date from your last period, conception date, IVF transfer or a dating scan, and see how many weeks pregnant you are.
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Alcohol Units Calculator (UK)
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Work out how many UK units of alcohol are in a drink from its size and strength, and how that compares with the weekly guideline.
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Percentage Calculator
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Work out a percentage of a number, what percentage one number is of another, percentage change, and adding or taking off a percentage.
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Online Calculator
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A free online calculator with a big keypad, percentages, memory and a history of your sums. Switch to scientific mode for trig, logs and powers.
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Scientific Calculator
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A free online scientific calculator: sin, cos, tan and inverses in degrees or radians, logs, powers, roots, factorials, π and e, with history.
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Area Calculator
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Work out the area of a rectangle, triangle, circle, trapezium, parallelogram or ellipse in m², ft², acres or hectares, with the formula.
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Volume Calculator
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Work out the volume of a box, cylinder, sphere, cone or pyramid in m³, litres, ft³ or gallons, with the formula for each shape.
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Ratio Calculator
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Simplify a ratio, find the missing number in an equal ratio, or share an amount in a ratio such as 2:3:5. With the working shown.
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Age Calculator
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Work out exact age in years, months and days from a date of birth, plus total days and weeks lived and the days until the next birthday.
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Days Between Dates Calculator
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Count the days, weeks and weekdays between two dates, with the option to include the end date.
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Working Days Calculator (UK)
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Count the working days between two dates, leaving out weekends and UK bank holidays for England and Wales, Scotland or Northern Ireland.
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Hours Worked Calculator
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Work out the hours in a shift from start and finish times, minus breaks, in hours and minutes and decimal hours, plus weekly hours and pay.
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Stones to kg Converter
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Convert stones and pounds to kilograms, and kg to stones and pounds. Also grams, ounces, pounds, tonnes and UK and US tons.
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CM to Inches Converter
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Convert centimetres to inches, feet and inches, metres, millimetres, yards, kilometres and miles, and back again.
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Celsius to Fahrenheit Converter
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Convert temperatures between Celsius, Fahrenheit, Kelvin, Rankine, Réaumur, Rømer, Newton and Delisle, with the formulas.
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Litres to Gallons Converter
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Convert litres to UK and US gallons, pints, fluid ounces, cups, millilitres and cubic metres, and back again.
Why use XYCalc?
- Free to use. No sign-up, no paywall and nothing to download.
- See the working. Every calculator shows its formula, a worked example with real numbers, and the date it was last checked.
- Tested before it goes live. Each calculator has to give the right answers to a set of known examples before it's published.
- UK figures where they matter. Calculators such as stamp duty, VAT and alcohol units follow current UK rates and guidance.